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7.081%
Competitor Average |
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Rates apply for first-time home buyers using a 30-year conventional fixed-rate mortgage with a 3% down payment and a minimum 620 FICO score. See disclaimer below for complete mortgage terms and conditions.
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Today's Mortgage Rates
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6.500%
Homebuyer Rate
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7.081%
Competitor Average
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Rates apply for first-time home buyers using a 30-year conventional fixed-rate mortgage with a 3% down payment and a minimum 620 FICO score. See disclaimer below for complete mortgage terms and conditions.
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👋 Good morning Home Buyer!
It's Tax Day! If you already filed your 2023 federal taxes or requested an extension, congratulations. I hope the IRS finds a surprise refund for you.
Also, while tax refunds can be a terrific source for down payments on a home, a new bill in Congress may also be a big help.
The new First-Time Homebuyer Act of 2024 proposes to give first-time home buyers up to $15,000 in tax credits to use for any cost related to the purchase of a home - including your down payment.
We reviewed the bill on the website and made a YouTube video that went viral (as much as mortgage videos can go viral!). Check it out below.
Also, I reply to every email you send about home-buying, mortgage rates, and government programs for first-time buyers. Email me. Don't be a passive reader.
Ask me your questions and allow me to assist. That's why I'm here!
Happy homebuying,
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Dan Green
NMLS #423065
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Customer Testimonials |
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““Homebuyer made this so easy! I got an incredible rate. No hidden fees, totally upfront, and always accessible for any questions. Thank you, Homebuyer!”
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Michael Jerryson
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Youngstown, Ohio
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Michael Jerryson
Youngstown, Ohio
★ ★ ★ ★ ★
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Our YouTube Channel |
![The $15,000 First-Time Home Buyer Tax Credit Act of 2024 [NEW!]](https://cdn1.app-us1.com/8339069bd26e47969682d527066d8b5b/video/image17131469130448040.png "The $15,000 First-Time Home Buyer Tax Credit Act of 2024 [NEW!]") |
The First-Time Homebuyer Tax Credit Act of 2024 is a new bill that gives first-time home buyers up to $15,000 in federal tax credits.
The $15,000 can be paid as a tax credit, or home buyers can claim it at closing and use their $15,000 for down payment assistance.
To be eligible for the bill, home buyers must:
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Be a first-time home buyer
Not be a top 10% income-earner
Buy a modest-priced home for the area
Purchase a home from a non-relative
Be 18 years of age or older
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Watch our YouTube for a full review of the First-Time Homebuyer Tax Credit Act of 2024, including when it may pass into law.
Watch more...
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KNOW YOUR NUMBERS
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3.8 Percent |
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The annual rate of inflation, according to the Consumer Price Index. The inflation rate was more than 9% just two years ago. As inflation rates drop, mortgage rates can drop, too.
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MOST-WATCHED SHORTS
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Consumer Predictions Are
Horrible
Whatever you think home prices will do this year, you're going to be wrong. In this most-watched Short from the week, we show what consumers say about home prices, then compare it to reality.
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Every business day, we make a 60-second video that highlights the biggest and most important stories for home buyers.
Subscribe to our YouTube channel for this and more.
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WORD OF THE WEEK |
NON-WARRANTABLE CONDOMINIUM |
A non-warrantable condo is a condo unit or building in which a home buyer cannot get a conventional, FHA, VA, or USDA mortgage approved because the building falls short of basic financial or operational stability standards. Mortgages are available - but they're restrictive.
Read more about non-warrantable condos.
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🙌 FEEDBACK REQUESTS |
I write these emails for you (yes you!). Please tell me how I did today. Don't be bashful.
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A MORTGAGE MEME |
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See how much home you can afford to buy.
Use our no-risk Immediate Mortgage Approval and find your mortgage eligibility in 3 minutes or less.
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Start Your Application
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Copyright ©2024 Growella Inc d/b/a Homebuyer. All rights reserved.
Homebuyer.com is powered by Novus Home Mortgage, a division of
Ixonia Bank NMLS 423065, Member FDIC, Equal Housing Lender. Homebuyer.com, 230 Findlay Street, Cincinnati, OH 45214, United States. 513-824-8171. Novus Home Mortgage, a division of Ixonia Bank, is located at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045. We have no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, the Federal Housing Finance Agency, or any other government agency. US Government agencies have not reviewed this information, and this site is not connected with any government agency. Equal Housing Lender. Applicants are subject to credit and underwriting approval. Not all applicants will be approved for financing. The receipt of the application does not represent an approval for financing or an interest rate guarantee. Restrictions may apply. The 6.375% mortgage rate (6.516% APR) is based on information retrieved on April 5, 2024 at 11:01 AM EDT. This rate requires 1.460 discount points at closing,
which costs 1.460% of the starting principal balance. Assuming a loan size of $200,000, the monthly payment for the mortgage with the above terms is $1,248 for 360 months, plus taxes and insurance premiums. Homebuyer.com provides mortgage rate information for estimation purposes only and does not guarantee accuracy. Your mortgage rate, APR, loan size, and fees may vary. Let's go Phillies.
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Happy Homebuyingˇ
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