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Rates apply for first-time home buyers using a 30-year conventional fixed-rate mortgage with a 3% down payment and a minimum 620 FICO score. See disclaimer below for complete mortgage terms and conditions.
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Today's Mortgage Rates
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6.125%
Homebuyer Rate
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6.375%
Competitor Average
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Rates apply for first-time home buyers using a 30-year conventional fixed-rate mortgage with a 3% down payment and a minimum 620 FICO score. See disclaimer below for complete mortgage terms and conditions.
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👋 Good morning Home Buyer!
Let's spare you the April Fool's Jokes and jump right in. I'm still toying with this email's format. I hope you like it.
Also, I reply to every email you send about buying a home, today's rates, and government programs for first-time buyers. Don't be a passive reader.
Ask me your questions, and allow me to assist. That's why I'm here.
Happy homebuying,
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Dan Green
NMLS #423065
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Buying A Home In April? |
At the start of each month, using real-time mortgage and real estate data, we update one of our most popular articles, "Is Now A Good Time To Buy Your First House?"
The April 2024 article and accompanying YouTube video are getting their finishing touches today. So, I will give you a sneak preview of why this month is an excellent time to buy your first home.
It might not feel like a good time to buy a home, but it is. Here's why:
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Mortgage rates are lower from March
Home prices aren't coming down soon
Sellers are getting buyers to do risky things
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Plus, eligible first-time home buyers still get mortgage rate discounts on their conventional
loans.
It's definitely not the best time to buy a home in history, but it's a better time than it will be six months from now. If you're active and looking for homes, remember to get pre-approved.
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Customer Testimonials |
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““Homebuyer made this so easy! I got an incredible rate. No hidden fees, totally upfront, and always accessible for any questions. Thank you, Homebuyer!”
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Michael Jerryson
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Youngstown, Ohio
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Michael Jerryson
Youngstown, Ohio
★ ★ ★ ★ ★
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Our YouTube TV Show |
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We're producing a YouTube show called "Homebuyer Hosts...." that brings on brilliant people to talk about topics that matter to home buyers.
I can promise you two things about each show:
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You won't know our guests by face or name
You'll be a better buyer after watching
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Each show runs like a news program. It lasts less than five minutes, and we cram it with home buyer information you won't get anywhere else.
Our most recent episode features Mike Simonsen of Altos Research. Mike is a real estate data expert.
One more thing: I don't love the name "Homebuyer Hosts....". If you reply to this email with a better name and we end up using it, I will send you the famous Homebuyer t-shirt.
Just hit reply and give me your ideas.
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KNOW YOUR NUMBERS |
9% |
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The maximum seller contribution to a home buyer's closing costs, loan fees, and expenses that a buyer can write into a contract. Seller contributions are the simplest form of closing cost assistance.
Read more.
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MORTGAGE SMART IN 60 SECONDS |
The Lock-In Effect Is
Real
The Federal Housing Finance Agency researched the effect of ultra-low mortgage rates on future housing markets and found that the "Lock-In Effect" is real.
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Every business day, we make a 60-second video that highlights the biggest and most important stories
for home buyers.
Subscribe to our YouTube channel for this and more.
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WORD OF THE WEEK |
STARTER HOME |
A starter home is a conversational term for a smaller home with fewer amenities valued below the county's median home sale price. Starter homes are favored in the latest White House tax credit proposal.
Read more about starter homes.
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🤨 QUIZ TIME
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What is it called when a mortgage lender collects and pays a homeowner's real estate taxes and home insurance premiums?
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A. Settlement
B. TI
C. Escrow
D. Forced Placement
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Which answer do you think is correct?
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🙌
OPPORTUNITY FOR FEEDBACK
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I write these emails for you (yes you!). Please tell me how I did today. Don't be bashful.
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THE SIGNOFF
MEME
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Copyright ©2024 Growella Inc d/b/a Homebuyer. All rights reserved.
Homebuyer.com is powered by Novus Home Mortgage, a division of
Ixonia Bank NMLS 423065, Member FDIC, Equal Housing Lender. Homebuyer.com, 230 Findlay Street, Cincinnati, OH 45214, United States. 513-824-8171. Novus Home Mortgage, a division of Ixonia Bank, is located at 20225 Water Tower Blvd. Suite 400, Brookfield, WI 53045. We have no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, the Federal Housing Finance Agency, or any other government agency. US Government agencies have not reviewed this information, and this site is not connected with any government agency. Equal Housing Lender. Applicants are subject to credit and underwriting approval. Not all applicants will be approved for financing. The receipt of the application does not represent an approval for financing or an interest rate guarantee. Restrictions may apply. The 6.125% mortgage rate (6.315% APR) is based on information retrieved on March 29, 2024 at 11:01 AM EDT. This rate requires 1.994 discount points at
closing, which costs 1.994% of the starting principal balance. Assuming a loan size of $200,000, the monthly payment for the mortgage with the above terms is $1,215 for 360 months, plus taxes and insurance premiums. Homebuyer.com provides this information for estimation purposes only and does not guarantee accuracy. Your mortgage rate, APR, loan size, and fees may vary. Let's go Phillies.
Sent to _t.e.s.t_@example.com
One-Click Unsubscribe
Happy Homebuyingˇ
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